The event PAY360 2025 has officially begun, running for two days from March 25 to 26 at ExCeL London. This gathering, organized by The Payments Association, connects experts from various sectors within the payments industry to delve into emerging trends, technologies, and the challenges that shape the future of payment systems.
Featuring over 200 speakers from fintech firms, financial institutions, regulatory organizations, and tech companies, the event will address key topics including open banking, AI-based payment solutions, fraud mitigation, and sustainability strategies. This year’s theme—”Tech horizons: payments’ next quantum leap”—seeks to explore how technological advancements will influence future payment methods and strategies.
A notable discussion during the event is the keynote panel titled “Are Wallets Going to Win?” This debate focuses on significant issues raised by the Payment Systems Regulator (PSR) and the Financial Conduct Authority (FCA). The panel will assess whether technology-centric companies, like Apple, need to revise their business strategies due to changing market conditions and how innovations such as ‘Click to Pay’ could alter the payment landscape.
Additionally, the panelists will examine the interaction between digital wallets and new initiatives like account-to-account payment systems. This exploration includes the potential ramifications for traditional players in the financial sector, scrutinizing how existing dynamics might shift due to the rise of digital wallets.
Another major area of focus at PAY360 2025 is financial crime. A keynote panel addresses what insights can be gained by Europe and other regions in tackling this critical issue. The discussion will critically analyze whether effective solutions to financial crime can be achieved without enhanced international cooperation, emphasizing the areas that warrant concentrated efforts.
Panelists will evaluate successful strategies implemented globally to combat financial crime and identify best practices that can be shared. Furthermore, the conversation will spotlight the importance of data sharing in identifying and preventing fraudulent activities. There will be a debate regarding whether the UK’s rules on Authorised Push Payment (APP) fraud could set a global standard or if they risk being perceived as a potential oversight.
The event kicked off with a series of impactful keynotes and panel discussions. The inaugural keynote featured remarks from a high-ranking government official, followed by keynotes from the event’s leading sponsor and host banking partners.
As the payments landscape continues to evolve rapidly, gatherings like PAY360 2025 serve as vital platforms for stakeholders to share insights, address current challenges, and collaborate on innovative solutions that will shape the industry’s future. The discussions taking place over these two days are critical in understanding how the integration of technology can transform payment processes, enhance security measures, and improve the overall customer experience in the rapidly changing financial ecosystem.